Beyond Social Security: Strategies to Help Solve the Retirement Income Puzzle

You’ve spent decades building your nest egg—now learn the new rules for turning your savings into a dependable, lifelong income stream. As you transition into retirement, the financial focus shifts from accumulation (growing your money) to decumulation (protecting it and drawing income). Join the Retirement Freedom Team for an informative session on Monday, September 21 at 6:30 pm exploring three common risks that can challenge long-term retirement security: Longevity Risk – ensuring your money lasts 30 years or more Inflation Risk – protecting your purchasing power over time Sequence of Returns Risk – managing market downturns when income is needed most During this program, you’ll be introduced to a practical, three-part framework designed to help create sustainable retirement income, including: Guaranteed Income strategies, such as Social Security and pension optimization Tax-Advantaged Withdrawal Strategies using retirement accounts Non-Retirement Assets for flexibility, liquidity, and diversification You’ll also learn about “bucket strategies” to help organize assets for changing time horizons and market conditions. This program is ideal for those approaching retirement or already retired who want to better understand how to manage income, risk, and long-term financial security. REGISTER: Information coming soon. Free and open to all. Informational presentation only. Meet your Presenter Robin Hofheinz, a financial advisor and fiduciary, brings 20 years of experience in the investment, insurance, banking, and legal fields. The President and Founder of Retirement Freedom Team, Robin is dedicated to providing solid financial education for folks from all walks of life, by sharing financial advice using language regular people can actually understand. Driven by a commitment instilled in her during her West Texas childhood, Robin embodies the values of a small town where a handshake and verbal agreement, while looking someone in the eye, was as good as any written contract. The Retirement Freedom Team is an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom-suit their needs and objectives.